What Are Cookies and Tracking Technologies

Cookies are small text files stored on your device when you visit ziloremavo.com. Think of them as digital sticky notes that help our website remember your preferences and improve your experience. We also use similar technologies like web beacons and local storage to collect information about how you interact with our financial education content.

These technologies work silently in the background, recording things like which pages you visit, how long you spend learning about budgeting techniques, or whether you've completed a particular financial habits module. Some cookies disappear when you close your browser, while others stick around to remember you on future visits.

Types of Tracking We Use

How Tracking Enhances Your Learning

When you're working through our financial planning modules, cookies help us save your progress automatically. If you're halfway through a lesson on emergency fund calculations and need to step away, you'll return exactly where you left off.

We also use tracking to personalise your dashboard. If you've spent time exploring debt repayment strategies, we might highlight related content about credit score improvement. This isn't random – it's based on learning paths that have helped thousands of other Australians improve their financial situations.

Analytics help us spot when learners get stuck on certain concepts. Maybe everyone struggles with compound interest calculations at the same point. We use this insight to create additional support materials or adjust how we explain complex topics.

Third-Party Tracking

We work with educational technology partners who help deliver content and measure learning outcomes. These partners may place their own cookies on your device. For instance, our video hosting service uses cookies to remember your playback quality preferences, while our quiz platform tracks completion rates across different financial literacy modules.

Analytics providers help us understand broader patterns in financial education. They might track which Australian states show the highest engagement with retirement planning content, or how completion rates vary between mobile and desktop learners. This data is aggregated and anonymised – we're looking at trends, not individual behaviour.

Updates to This Policy

As we expand our educational offerings and technology evolves, this cookie policy may change. We'll update the date at the top of this page whenever we make significant modifications. Major changes that affect how we collect or use your information will be highlighted in your learner dashboard.

We're committed to transparency about data collection. If you have questions about specific cookies or tracking technologies, our support team can provide detailed explanations about what information we collect and why it's useful for your financial education journey.